Preferred Lenders


David Lee Baker

Branch Manager,
Private Mortgage Banking

Wells Fargo Home Mortgage
NMLSR ID: 448768

With over 25yrs in the field David leads his record breaking team as Branch Manager of the Sunnyvale and Los Altos mortgage offices. He specializes in your home financing needs. A majority of the originated loans are conventional, and adjustable rates in the Bay Area.


Karen Cimera

Sales Manager

Synergy One Lending
NMLS ID: 181709

I feel like I am a doctor at times…a money doctor. With over 30 years experience I feel as if I have seen most everything. I am on call when needed, and I help people save money with refinancing; help them get into their new homes; and help them really get through a lot in life…going from where they are, to where they want to be. My clients are sometimes, like my kids…I lead them thru the process and in the end when we are done, it feels like they graduated and are off to get their lives moving, on their own. I love when they check in and we stay in touch.

Synergy One Lending is a company of expert loan officers dedicated to closing loans on time, every time. We use a smartphone app to make the process easy and secure; and best-in-class digital mortgage technology to streamline & simplify the process. We also offer multiple loan products and solutions to fit your specific financial situation, from standard fixed options to interesting “no doc” rental property options, interest only mortgages, a quick close heloc, land loans, and more. We have first-rate customer service backed by multiple satisfied home loan customers. The speed, ease & expertise makes Synergy One Lending special.

Our Corporate office is located in San Diego but I am still in Northern California helping clients here; throughout the state; and into other states as they migrate out of the Bay Area for themselves to live/work remotely or to buy investment property.

Profile picture of Debbie Lee-Kavousi

Debbie Lee-Kavousi

Vice President, Wealth Banker

U.S. Bank Wealth Management
NMLS ID: 544069

As a Wealth Management Banker for U.S. Bank, Debbie Lee-Kavousi is responsible for providing personalized service for the day-to-day management of your financial activities. She specializes in tailoring custom banking strategies for your personal and business lending, deposit and credit needs, in partnership with other team members, as appropriate, to help you work toward your financial goals.

Debbie has been serving clients in the financial services industry for more than 30 years.

Your Wealth Management team is dedicated to helping you plan for your financial needs. We take the time to get to know you and understand your financial situation, and then work together to provide wealth management services that are aligned with your goals and values.

Whether it’s saving for retirement, planning for college education expenses, managing your income or leaving a legacy for your family — we will use all of our resources and insights to help you throughout your financial life.